Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$348,158$314,910
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.660%7.400%
Blended rate7.210%7.640%
1st payment$2,303.03$2,180.37
2nd payment$0.00$0.00
Taxes / mo$426.33$426.33
Insurance / mo$150.00$150.00
MI / mo$164.26$62.98
HOA / mo$138.00$138.00
Total monthly$3,181.62$2,957.69
Cash to close$1,742$34,990