Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$406,991$406,991$661,500
Remaining term (yrs)24.224.230.0
Secondary amount$0$254,509$0
Funding fee$2,035$2,035$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.655%7.640%
1st payment$1,907.10$1,907.10$4,580.09
2nd payment$0.00$1,643.71$0.00
Taxes / mo$183.50$183.50$183.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$63.33$63.33$63.33
Total monthly$2,370.59$4,014.30$5,175.89
Cash to close$328,009$73,500$73,500