Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$780,326$780,326$1,394,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$613,774$0
Funding fee$3,902$3,902$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.086%7.640%
1st payment$3,679.88$3,679.88$9,652.47
2nd payment$0.00$3,963.95$0.00
Taxes / mo$1,290.83$1,290.83$1,290.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$278.82
HOA / mo$0.00$0.00$0.00
Total monthly$5,187.38$9,151.33$11,438.79
Cash to close$768,674$154,900$154,900