Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,244$269,244$310,500
Remaining term (yrs)27.927.930.0
Secondary amount$0$41,256$0
Funding fee$1,346$1,346$0
Note rate6.770%6.770%7.400%
Blended rate6.770%7.066%7.640%
1st payment$1,789.21$1,789.21$2,149.84
2nd payment$0.00$309.42$0.00
Taxes / mo$407.58$407.58$407.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$2,346.80$2,656.21$2,769.52
Cash to close$75,756$34,500$34,500