Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$562,333$517,500
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$2,812$0
Note rate6.320%7.400%
Blended rate6.320%7.640%
1st payment$3,643.66$3,583.07
2nd payment$0.00$0.00
Taxes / mo$345.17$345.17
Insurance / mo$166.67$166.67
MI / mo$0.00$103.50
HOA / mo$200.00$200.00
Total monthly$4,355.49$4,398.40
Cash to close$12,667$57,500