Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$464,459$464,459$553,500
Remaining term (yrs)27.027.030.0
Secondary amount$0$89,041$0
Funding fee$0$0$0
Note rate7.310%7.310%7.400%
Blended rate7.860%8.043%7.640%
1st payment$3,282.63$3,282.63$3,832.32
2nd payment$0.00$667.80$0.00
Taxes / mo$489.67$489.67$489.67
Insurance / mo$166.67$166.67$166.67
MI / mo$219.24$219.24$110.70
HOA / mo$145.33$145.33$145.33
Total monthly$4,303.53$4,971.33$4,744.69
Cash to close$150,541$61,500$61,500