Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$427,469$391,500
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$2,137$0
Note rate3.450%7.400%
Blended rate3.450%7.640%
1st payment$2,102.28$2,710.67
2nd payment$0.00$0.00
Taxes / mo$310.25$310.25
Insurance / mo$150.00$150.00
MI / mo$0.00$78.30
HOA / mo$63.33$63.33
Total monthly$2,625.86$3,312.55
Cash to close$7,531$43,500