Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$314,991
Remaining term (yrs)——30.0
Secondary amount$0$314,991$0
Funding fee$0$0$0
Note rate5.891%5.891%7.400%
Blended rate6.741%7.750%7.640%
1st payment$0.00$0.00$2,180.93
2nd payment$0.00$2,034.32$0.00
Taxes / mo$291.66$291.66$291.66
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$269.00$269.00$269.00
Total monthly$710.66$2,744.98$2,954.59
Cash to close$349,990$34,999$34,999