Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$442,305$382,500
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.320%7.400%
Blended rate6.870%7.640%
1st payment$2,801.59$2,648.35
2nd payment$0.00$0.00
Taxes / mo$558.83$558.83
Insurance / mo$150.00$150.00
MI / mo$207.01$76.50
HOA / mo$70.00$70.00
Total monthly$3,787.44$3,503.69
Cash to close$0$42,500