Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$455,957$455,957$503,910
Remaining term (yrs)25.725.730.0
Secondary amount$0$47,953$0
Funding fee$2,280$2,280$0
Note rate5.090%5.090%7.320%
Blended rate5.090%5.462%7.560%
1st payment$2,646.60$2,646.60$3,461.51
2nd payment$0.00$359.65$0.00
Taxes / mo$54.75$54.75$54.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$100.78
HOA / mo$20.00$20.00$20.00
Total monthly$2,888.01$3,247.66$3,803.71
Cash to close$103,943$55,990$55,990