Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$725,231$725,231$719,910
Remaining term (yrs)27.927.930.0
Secondary amount$0$34,674$0
Funding fee$0$0$0
Note rate6.350%6.350%7.400%
Blended rate6.900%7.127%7.640%
1st payment$4,617.46$4,617.46$4,984.51
2nd payment$0.00$343.12$0.00
Taxes / mo$666.58$666.58$666.58
Insurance / mo$216.67$216.67$216.67
MI / mo$340.12$340.12$143.98
HOA / mo$112.00$112.00$112.00
Total monthly$5,952.83$6,295.95$6,123.74
Cash to close$74,669$39,995$79,990