Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$171,457$171,457$269,910
Remaining term (yrs)23.223.230.0
Secondary amount$0$98,453$0
Funding fee$857$857$0
Note rate3.660%3.660%7.400%
Blended rate3.660%5.608%7.640%
1st payment$911.47$911.47$1,868.80
2nd payment$0.00$738.40$0.00
Taxes / mo$298.08$298.08$298.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,359.55$2,097.95$2,370.87
Cash to close$128,443$29,990$29,990