Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$145,298$151,110
Remaining term (yrs)23.930.0
Secondary amount$0$0
Funding fee$726$0
Note rate3.030%7.400%
Blended rate3.030%7.640%
1st payment$710.59$1,046.26
2nd payment$0.00$0.00
Taxes / mo$139.92$139.92
Insurance / mo$150.00$150.00
MI / mo$0.00$30.22
HOA / mo$70.00$70.00
Total monthly$1,070.51$1,436.39
Cash to close$22,602$16,790