Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$571,058$571,058$629,999
Remaining term (yrs)28.828.830.0
Secondary amount$0$58,941$0
Funding fee$2,855$2,855$0
Note rate6.670%6.670%7.400%
Blended rate6.670%6.888%7.640%
1st payment$3,717.25$3,717.25$4,361.99
2nd payment$0.00$442.06$0.00
Taxes / mo$583.33$583.33$583.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$126.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,467.25$4,909.31$5,237.99
Cash to close$128,941$70,000$70,000