Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$553,178$459,000
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$2,766$0
Note rate7.040%7.320%
Blended rate7.040%7.560%
1st payment$3,752.94$3,153.01
2nd payment$0.00$0.00
Taxes / mo$398.83$398.83
Insurance / mo$166.67$166.67
MI / mo$0.00$91.80
HOA / mo$103.00$103.00
Total monthly$4,421.44$3,913.31
Cash to close$0$51,000