Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$178,222$187,110
Remaining term (yrs)24.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate2.900%7.400%
Blended rate3.750%7.640%
1st payment$837.81$1,295.51
2nd payment$0.00$0.00
Taxes / mo$110.58$110.58
Insurance / mo$150.00$150.00
MI / mo$142.58$37.42
HOA / mo$0.00$0.00
Total monthly$1,240.97$1,593.52
Cash to close$29,678$20,790