Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$607,100$575,910
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.900%7.400%
Blended rate7.450%7.640%
1st payment$4,106.36$3,987.48
2nd payment$0.00$0.00
Taxes / mo$352.42$352.42
Insurance / mo$166.67$166.67
MI / mo$285.77$115.18
HOA / mo$75.00$75.00
Total monthly$4,986.21$4,696.75
Cash to close$32,800$63,990