Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$105,647$105,647$369,000
Remaining term (yrs)17.917.930.0
Secondary amount$0$263,353$0
Funding fee$528$528$0
Note rate4.150%4.150%7.400%
Blended rate4.150%6.719%7.640%
1st payment$695.13$695.13$2,554.88
2nd payment$0.00$1,700.82$0.00
Taxes / mo$341.67$341.67$341.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$759.00$759.00$759.00
Total monthly$1,945.79$3,646.62$3,879.35
Cash to close$304,353$41,000$41,000