Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,399$333,399$476,899
Remaining term (yrs)21.221.230.0
Secondary amount$0$143,500$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%5.581%7.640%
1st payment$1,883.41$1,883.41$3,301.95
2nd payment$0.00$956.66$0.00
Taxes / mo$441.57$441.57$441.57
Insurance / mo$166.67$166.67$166.67
MI / mo$279.21$279.21$95.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,770.86$3,727.53$4,005.57
Cash to close$196,489$52,989$52,989