Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$610,105$578,700
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$3,051$0
Note rate6.500%7.400%
Blended rate6.500%7.640%
1st payment$3,884.91$4,006.80
2nd payment$0.00$0.00
Taxes / mo$704.67$704.67
Insurance / mo$166.67$166.67
MI / mo$0.00$115.74
HOA / mo$12.50$12.50
Total monthly$4,768.74$5,006.38
Cash to close$32,895$64,300