Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$33,276$33,276$675,000
Remaining term (yrs)21.121.130.0
Secondary amount$0$641,724$0
Funding fee$166$166$0
Note rate3.850%3.850%7.320%
Blended rate3.850%7.558%7.560%
1st payment$191.27$191.27$4,636.78
2nd payment$0.00$4,144.46$0.00
Taxes / mo$650.42$650.42$650.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,058.36$5,202.82$5,638.87
Cash to close$716,724$75,000$75,000