Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$269,910
Remaining term (yrs)27.327.330.0
Secondary amount$0$269,910$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.750%7.640%
1st payment$0.00$0.00$1,868.80
2nd payment$0.00$1,743.17$0.00
Taxes / mo$503.33$503.33$503.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$125.00$125.00$125.00
Total monthly$778.33$2,521.50$2,701.12
Cash to close$299,900$29,990$29,990