Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,496$265,500
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.350%7.320%
Blended rate6.900%7.560%
1st payment$1,893.99$1,823.80
2nd payment$0.00$0.00
Taxes / mo$260.67$260.67
Insurance / mo$150.00$150.00
MI / mo$139.51$53.10
HOA / mo$291.00$291.00
Total monthly$2,735.17$2,578.57
Cash to close$2,504$29,500