Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$162,668$162,668$189,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$26,332$0
Funding fee$813$813$0
Note rate2.900%2.900%7.320%
Blended rate2.900%3.750%7.560%
1st payment$766.45$766.45$1,298.30
2nd payment$0.00$197.49$0.00
Taxes / mo$175.00$175.00$175.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,091.45$1,288.94$1,661.10
Cash to close$47,332$21,000$21,000