Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$403,082$373,500
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.860%7.320%
Blended rate7.410%7.560%
1st payment$2,704.99$2,565.69
2nd payment$0.00$0.00
Taxes / mo$440.83$440.83
Insurance / mo$150.00$150.00
MI / mo$189.01$74.70
HOA / mo$22.67$22.67
Total monthly$3,507.51$3,253.89
Cash to close$11,918$41,500