Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$284,051$284,051$1,078,200
Remaining term (yrs)15.415.430.0
Secondary amount$0$794,149$0
Funding fee$1,420$1,420$0
Note rate4.050%4.050%7.400%
Blended rate4.050%6.775%7.640%
1st payment$2,050.89$2,050.89$7,465.24
2nd payment$0.00$5,128.88$0.00
Taxes / mo$998.33$998.33$998.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$215.64
HOA / mo$876.00$876.00$876.00
Total monthly$4,141.89$9,270.77$9,771.88
Cash to close$913,949$119,800$119,800