Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$404,185$314,991
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.660%7.400%
Blended rate6.510%7.640%
1st payment$2,473.51$2,180.93
2nd payment$0.00$0.00
Taxes / mo$551.58$551.58
Insurance / mo$150.00$150.00
MI / mo$303.20$63.00
HOA / mo$44.33$44.33
Total monthly$3,522.62$2,989.85
Cash to close$0$34,999