Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$337,485$315,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$1,687$0
Note rate6.670%7.320%
Blended rate6.670%7.560%
1st payment$2,196.83$2,163.83
2nd payment$0.00$0.00
Taxes / mo$346.50$346.50
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$180.00$180.00
Total monthly$2,873.33$2,903.33
Cash to close$12,515$35,000