Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$76,050
Remaining term (yrs)0.00.030.0
Secondary amount$0$76,050$0
Funding fee$0$0$0
Note rate7.580%7.580%7.320%
Blended rate7.580%9.000%7.560%
1st payment$194.12$194.12$522.41
2nd payment$0.00$570.38$0.00
Taxes / mo$161.42$161.42$161.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$15.21
HOA / mo$352.00$352.00$352.00
Total monthly$857.53$1,427.91$1,201.04
Cash to close$84,500$8,450$8,450