Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$521,759$521,759$754,920
Remaining term (yrs)24.224.230.0
Secondary amount$0$233,161$0
Funding fee$2,609$2,609$0
Note rate2.720%2.720%7.400%
Blended rate2.720%4.274%7.640%
1st payment$2,444.88$2,444.88$5,226.91
2nd payment$0.00$1,505.83$0.00
Taxes / mo$699.00$699.00$699.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$150.98
HOA / mo$435.00$435.00$435.00
Total monthly$3,795.55$5,301.38$6,728.56
Cash to close$317,041$83,880$83,880