Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,512$307,512$323,910
Remaining term (yrs)27.227.230.0
Secondary amount$0$34,393$0
Funding fee$1,538$1,538$0
Note rate7.030%7.030%7.320%
Blended rate7.030%7.517%7.560%
1st payment$2,112.48$2,112.48$2,225.04
2nd payment$0.00$340.35$0.00
Taxes / mo$139.67$139.67$139.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$0.00$0.00$0.00
Total monthly$2,402.14$2,742.49$2,579.49
Cash to close$52,388$17,995$35,990