Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$376,187$359,910
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.120%7.320%
Blended rate7.670%7.560%
1st payment$2,611.67$2,472.33
2nd payment$0.00$0.00
Taxes / mo$382.67$382.67
Insurance / mo$150.00$150.00
MI / mo$177.76$71.98
HOA / mo$0.00$0.00
Total monthly$3,322.10$3,076.98
Cash to close$23,713$39,990