Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,338$191,338$359,999
Remaining term (yrs)28.128.130.0
Secondary amount$0$168,661$0
Funding fee$957$957$0
Note rate6.850%6.850%7.400%
Blended rate6.850%7.389%7.640%
1st payment$1,277.76$1,277.76$2,492.56
2nd payment$0.00$1,124.41$0.00
Taxes / mo$181.67$181.67$181.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,609.42$2,733.83$2,896.23
Cash to close$208,661$40,000$40,000