Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$201,733$201,733$449,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$247,367$0
Funding fee$1,009$1,009$0
Note rate2.770%2.770%7.320%
Blended rate2.770%5.513%7.560%
1st payment$945.90$945.90$3,085.01
2nd payment$0.00$1,597.58$0.00
Taxes / mo$415.83$415.83$415.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,528.40$3,125.98$3,757.33
Cash to close$297,267$49,900$49,900