Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$297,540$297,540$315,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$34,960$0
Funding fee$1,488$1,488$0
Note rate2.900%2.900%7.320%
Blended rate2.900%3.844%7.560%
1st payment$1,405.15$1,405.15$2,163.83
2nd payment$0.00$345.95$0.00
Taxes / mo$127.75$127.75$127.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,682.90$2,028.86$2,504.58
Cash to close$52,460$17,500$35,000