Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$211,751$211,751$463,500
Remaining term (yrs)18.418.430.0
Secondary amount$0$251,749$0
Funding fee$1,059$1,059$0
Note rate3.830%3.830%7.400%
Blended rate3.830%5.959%7.640%
1st payment$1,332.79$1,332.79$3,209.18
2nd payment$0.00$1,625.88$0.00
Taxes / mo$429.17$429.17$429.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$92.70
HOA / mo$255.00$255.00$255.00
Total monthly$2,183.62$3,809.50$4,152.71
Cash to close$303,249$51,500$51,500