Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$908,334$863,100
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$4,542$0
Note rate5.700%7.400%
Blended rate5.700%7.640%
1st payment$5,542.82$5,975.93
2nd payment$0.00$0.00
Taxes / mo$799.17$799.17
Insurance / mo$216.67$216.67
MI / mo$0.00$172.62
HOA / mo$0.00$0.00
Total monthly$6,558.66$7,164.38
Cash to close$50,666$95,900