Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,831$268,831$494,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$226,079$0
Funding fee$1,344$1,344$0
Note rate3.360%3.360%7.400%
Blended rate3.360%5.365%7.640%
1st payment$1,376.75$1,376.75$3,426.66
2nd payment$0.00$1,460.09$0.00
Taxes / mo$195.58$195.58$195.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,739.00$3,199.09$3,887.89
Cash to close$281,069$54,990$54,990