Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$654,739$607,410
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$3,274$0
Note rate6.500%7.320%
Blended rate6.500%7.560%
1st payment$4,317.02$4,172.49
2nd payment$0.00$0.00
Taxes / mo$523.50$523.50
Insurance / mo$166.67$166.67
MI / mo$0.00$121.48
HOA / mo$100.00$100.00
Total monthly$5,107.19$5,084.13
Cash to close$20,161$67,490