Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$327,161$328,410
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.350%7.320%
Blended rate6.900%7.560%
1st payment$2,120.97$2,255.95
2nd payment$0.00$0.00
Taxes / mo$114.67$114.67
Insurance / mo$150.00$150.00
MI / mo$156.23$65.68
HOA / mo$170.00$170.00
Total monthly$2,711.86$2,756.30
Cash to close$37,739$36,490