Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$342,580$342,580$512,910
Remaining term (yrs)23.723.730.0
Secondary amount$0$170,330$0
Funding fee$1,713$1,713$0
Note rate3.180%3.180%7.400%
Blended rate3.180%4.781%7.640%
1st payment$1,710.06$1,710.06$3,551.29
2nd payment$0.00$1,135.53$0.00
Taxes / mo$474.92$474.92$474.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.58
HOA / mo$42.00$42.00$42.00
Total monthly$2,393.64$3,529.18$4,337.45
Cash to close$227,320$56,990$56,990