Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$585,234$549,000
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$2,926$0
Note rate6.200%7.400%
Blended rate6.200%7.640%
1st payment$3,665.98$3,801.17
2nd payment$0.00$0.00
Taxes / mo$309.75$309.75
Insurance / mo$166.67$166.67
MI / mo$0.00$109.80
HOA / mo$9.58$9.58
Total monthly$4,151.98$4,396.96
Cash to close$24,766$61,000