Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$336,392$336,392$373,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$37,108$0
Funding fee$1,682$1,682$0
Note rate2.880%2.880%7.320%
Blended rate2.880%3.488%7.560%
1st payment$1,567.17$1,567.17$2,565.69
2nd payment$0.00$278.31$0.00
Taxes / mo$15.25$15.25$15.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$0.00$0.00$0.00
Total monthly$1,732.42$2,010.73$2,805.64
Cash to close$78,608$41,500$41,500