Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,343$358,200
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$1,922$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$2,444.45$2,460.59
2nd payment$0.00$0.00
Taxes / mo$331.67$331.67
Insurance / mo$150.00$150.00
MI / mo$0.00$71.64
HOA / mo$50.00$50.00
Total monthly$2,976.12$3,063.89
Cash to close$13,657$39,800