Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,319$210,319$287,910
Remaining term (yrs)24.424.430.0
Secondary amount$0$77,591$0
Funding fee$0$0$0
Note rate2.730%2.730%7.320%
Blended rate3.580%5.041%7.560%
1st payment$979.53$979.53$1,977.74
2nd payment$0.00$581.93$0.00
Taxes / mo$335.00$335.00$335.00
Insurance / mo$150.00$150.00$150.00
MI / mo$170.40$170.40$57.58
HOA / mo$0.00$0.00$0.00
Total monthly$1,634.92$2,216.86$2,520.32
Cash to close$109,581$31,990$31,990