Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$233,177$233,177$319,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$86,323$0
Funding fee$1,166$1,166$0
Note rate2.990%2.990%7.320%
Blended rate2.990%4.614%7.560%
1st payment$1,094.77$1,094.77$2,194.74
2nd payment$0.00$647.42$0.00
Taxes / mo$152.67$152.67$152.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$13.83$13.83$13.83
Total monthly$1,411.27$2,058.69$2,575.14
Cash to close$121,823$35,500$35,500