Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$470,806$305,100
Remaining term (yrs)28.230.0
Secondary amount$0$0
Funding fee$2,354$0
Note rate6.850%7.400%
Blended rate6.850%7.640%
1st payment$3,141.01$2,112.45
2nd payment$0.00$0.00
Taxes / mo$274.33$274.33
Insurance / mo$150.00$150.00
MI / mo$0.00$61.02
HOA / mo$125.00$125.00
Total monthly$3,690.34$2,722.80
Cash to close$0$33,900