Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,207,484$1,207,484$1,462,500
Remaining term (yrs)29.229.230.0
Secondary amount$0$255,016$0
Funding fee$6,037$6,037$0
Note rate6.190%6.190%7.400%
Blended rate6.190%6.462%7.640%
1st payment$7,445.85$7,445.85$10,126.05
2nd payment$0.00$1,646.98$0.00
Taxes / mo$1,354.17$1,354.17$1,354.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$292.50
HOA / mo$460.00$460.00$460.00
Total monthly$9,476.69$11,123.66$12,449.39
Cash to close$417,516$162,500$162,500