Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$523,675$481,500
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$2,618$0
Note rate6.690%7.400%
Blended rate6.690%7.640%
1st payment$3,500.61$3,333.81
2nd payment$0.00$0.00
Taxes / mo$316.25$316.25
Insurance / mo$166.67$166.67
MI / mo$0.00$96.30
HOA / mo$11.50$11.50
Total monthly$3,995.03$3,924.53
Cash to close$11,325$53,500