Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$118,918$118,918$265,500
Remaining term (yrs)18.418.430.0
Secondary amount$0$146,582$0
Funding fee$595$595$0
Note rate3.760%3.760%7.320%
Blended rate3.760%6.101%7.560%
1st payment$741.89$741.89$1,823.80
2nd payment$0.00$977.21$0.00
Taxes / mo$135.08$135.08$135.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,026.98$2,004.19$2,161.98
Cash to close$176,082$29,500$29,500